PSIB0021101 — Punjab & Sind Bank, Hayat Nagar
PSIB0021101 is the IFSC code of Punjab & Sind Bank, Hayat Nagar branch, Hoshiarpur, Punjab. MICR 143023208. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0021101 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Hayat Nagar |
| Address | VPO HAYAT NAGAR CAMPUS OF SUKHJINDRA GROUP OF COLLEGES DISTT HOSHIARPUR PUNJAB |
| City | Hoshiarpur |
| District | Hoshiarpur |
| State | Punjab |
| MICR code | 143023208 |
| SWIFT code | — |
| Phone | +917347044935 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Hoshiarpur
- Attowal — PSIB0000443
- Banga — PSIB0000224
- Bhangala — PSIB0021333
- Bhungarni — PSIB0021332
- Bodalgarna Sahib — PSIB0021372
- Bulhowal,distt. Hoshiarpur, Punjab — PSIB0000078
- Cenmarg Hoshiarpur — PSIB0009069
- Chabewal — PSIB0021060
- Dasuya Distt Hoshiarpur Punjab — PSIB0020947
- Datarpur — PSIB0021416
- Dhanoa Usb — PSIB0021236
- Garhdiwala — PSIB0021335
How to read IFSC PSIB0021101
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 021101 | Branch code – Hayat Nagar, Hoshiarpur |
The MICR code 143023208 is printed at the bottom of cheques from this branch: 143 is the city code, 023 the bank code and 208 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Hayat Nagar
Payments this branch can receive using IFSC PSIB0021101:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0021101.
Questions about IFSC PSIB0021101
What is the IFSC code of Punjab & Sind Bank, Hayat Nagar branch?
The IFSC code of Punjab & Sind Bank, Hayat Nagar branch (Hoshiarpur, Punjab) is PSIB0021101.
What is the MICR code of Punjab & Sind Bank, Hayat Nagar?
The MICR code of this branch is 143023208.
Where is Punjab & Sind Bank, Hayat Nagar branch located?
The branch address is VPO HAYAT NAGAR CAMPUS OF SUKHJINDRA GROUP OF COLLEGES DISTT HOSHIARPUR PUNJAB (Punjab).
Does PSIB0021101 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.