PSIB0021332 — Punjab & Sind Bank, Bhungarni
PSIB0021332 is the IFSC code of Punjab & Sind Bank, Bhungarni branch, Hoshiarpur, Punjab. MICR 146023012. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0021332 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Bhungarni |
| Address | VPO BHUNGARNI,TEHSIL HOSHIARPUR,DISTT.HOSHIARPUR 146 112,PUNJAB |
| City | Hoshiarpur |
| District | Hoshiarpur |
| State | Punjab |
| MICR code | 146023012 |
| SWIFT code | — |
| Phone | +919779196583 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Hoshiarpur
- Attowal — PSIB0000443
- Banga — PSIB0000224
- Bhangala — PSIB0021333
- Bodalgarna Sahib — PSIB0021372
- Bulhowal,distt. Hoshiarpur, Punjab — PSIB0000078
- Cenmarg Hoshiarpur — PSIB0009069
- Chabewal — PSIB0021060
- Dasuya Distt Hoshiarpur Punjab — PSIB0020947
- Datarpur — PSIB0021416
- Dhanoa Usb — PSIB0021236
- Garhdiwala — PSIB0021335
- Gharshankar — PSIB0000276
How to read IFSC PSIB0021332
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 021332 | Branch code – Bhungarni, Hoshiarpur |
The MICR code 146023012 is printed at the bottom of cheques from this branch: 146 is the city code, 023 the bank code and 012 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Bhungarni
Payments this branch can receive using IFSC PSIB0021332:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0021332.
Questions about IFSC PSIB0021332
What is the IFSC code of Punjab & Sind Bank, Bhungarni branch?
The IFSC code of Punjab & Sind Bank, Bhungarni branch (Hoshiarpur, Punjab) is PSIB0021332.
What is the MICR code of Punjab & Sind Bank, Bhungarni?
The MICR code of this branch is 146023012.
Where is Punjab & Sind Bank, Bhungarni branch located?
The branch address is VPO BHUNGARNI,TEHSIL HOSHIARPUR,DISTT.HOSHIARPUR 146 112,PUNJAB (Punjab).
Does PSIB0021332 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.