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PSIB0021236 — Punjab & Sind Bank, Dhanoa Usb

PSIB0021236 is the IFSC code of Punjab & Sind Bank, Dhanoa Usb branch, Hoshiarpur, Punjab. MICR 144023704. NEFT yes, RTGS yes, IMPS yes.

IFSC codePSIB0021236
BankPunjab & Sind Bank
BranchDhanoa Usb
AddressVPO DHANOA TEH MUKERIAN DISTT HOSHIARPUR PB 144214
CityHoshiarpur
DistrictMukerian
StatePunjab
MICR code144023704
SWIFT code—
Phone+911883277076
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Punjab & Sind Bank branches in Hoshiarpur

How to read IFSC PSIB0021236

PartMeaning
PSIBBank code – Punjab & Sind Bank
0Fifth character, always zero (kept for future use)
021236Branch code – Dhanoa Usb, Hoshiarpur

The MICR code 144023704 is printed at the bottom of cheques from this branch: 144 is the city code, 023 the bank code and 704 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Punjab & Sind Bank, Dhanoa Usb

Payments this branch can receive using IFSC PSIB0021236:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0021236.

Questions about IFSC PSIB0021236

What is the IFSC code of Punjab & Sind Bank, Dhanoa Usb branch?

The IFSC code of Punjab & Sind Bank, Dhanoa Usb branch (Hoshiarpur, Punjab) is PSIB0021236.

What is the MICR code of Punjab & Sind Bank, Dhanoa Usb?

The MICR code of this branch is 144023704.

Where is Punjab & Sind Bank, Dhanoa Usb branch located?

The branch address is VPO DHANOA TEH MUKERIAN DISTT HOSHIARPUR PB 144214 (Punjab).

Does PSIB0021236 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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