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PSIB0021028 — Punjab & Sind Bank, Jalalpur

PSIB0021028 is the IFSC code of Punjab & Sind Bank, Jalalpur branch, Hoshiarpur, Punjab. MICR 144023988. NEFT yes, RTGS yes, IMPS yes.

IFSC codePSIB0021028
BankPunjab & Sind Bank
BranchJalalpur
AddressVPO JALALPUR THE DASUYA DISTT HOSHIARPUR 144202
CityHoshiarpur
DistrictDasuya
StatePunjab
MICR code144023988
SWIFT code—
Phone+911886238238
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Punjab & Sind Bank branches in Hoshiarpur

How to read IFSC PSIB0021028

PartMeaning
PSIBBank code – Punjab & Sind Bank
0Fifth character, always zero (kept for future use)
021028Branch code – Jalalpur, Hoshiarpur

The MICR code 144023988 is printed at the bottom of cheques from this branch: 144 is the city code, 023 the bank code and 988 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Punjab & Sind Bank, Jalalpur

Payments this branch can receive using IFSC PSIB0021028:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0021028.

Questions about IFSC PSIB0021028

What is the IFSC code of Punjab & Sind Bank, Jalalpur branch?

The IFSC code of Punjab & Sind Bank, Jalalpur branch (Hoshiarpur, Punjab) is PSIB0021028.

What is the MICR code of Punjab & Sind Bank, Jalalpur?

The MICR code of this branch is 144023988.

Where is Punjab & Sind Bank, Jalalpur branch located?

The branch address is VPO JALALPUR THE DASUYA DISTT HOSHIARPUR 144202 (Punjab).

Does PSIB0021028 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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