YESB0UMCBPR — United Mercantile Co-operative Bank, United Merc Coop Bank P Road
YESB0UMCBPR is the IFSC code of United Mercantile Co-operative Bank, United Merc Coop Bank P Road branch, Kanpur City, Uttar Pradesh. MICR 208185251. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | YESB0UMCBPR |
|---|---|
| Bank | United Mercantile Co-operative Bank |
| Branch | United Merc Coop Bank P Road |
| Address | 106/382, GANDHI NAGAR, P ROAD, KANPUR - 208012 |
| City | Kanpur City |
| District | Kanpur |
| State | Uttar Pradesh |
| MICR code | 208185251 |
| SWIFT code | — |
| Phone | +919838502060 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other United Mercantile Co-operative Bank branches in Kanpur City
- United Merc Coop Bank Barra — YESB0UMCBVB
- United Merc Coop Bank Civil Lines — YESB0UMCBCL
- United Merc Coop Bank Colonelganj — YESB0UMCBCG
- United Merc Coop Bank Darshan Purwa — YESB0UMCBDP
- United Merc Coop Bank Gaderianpurwa — YESB0UMCBGP
- United Merc Coop Bank Halsey Road — YESB0UMCBHR
- United Merc Coop Bank Kalyanpur — YESB0UMCBKP
- United Merc Coop Bank Kidwai Nagar — YESB0UMCBKD
- United Merc Coop Bank Kidwai Nagar — YESB0UMCBKK
- United Merc Coop Bank Lal Bangla — YESB0UMCBLB
- United Merc Coop Bank Panki — YESB0UMCBPA
- United Merc Coop Bank Rawatpur — YESB0UMCBRP
How to read IFSC YESB0UMCBPR
| Part | Meaning |
|---|---|
| YESB | Bank code – United Mercantile Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| UMCBPR | Branch code – United Merc Coop Bank P Road, Kanpur City |
The MICR code 208185251 is printed at the bottom of cheques from this branch: 208 is the city code, 185 the bank code and 251 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to United Mercantile Co-operative Bank, United Merc Coop Bank P Road
Payments this branch can receive using IFSC YESB0UMCBPR:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC YESB0UMCBPR.
Questions about IFSC YESB0UMCBPR
What is the IFSC code of United Mercantile Co-operative Bank, United Merc Coop Bank P Road branch?
The IFSC code of United Mercantile Co-operative Bank, United Merc Coop Bank P Road branch (Kanpur City, Uttar Pradesh) is YESB0UMCBPR.
What is the MICR code of United Mercantile Co-operative Bank, United Merc Coop Bank P Road?
The MICR code of this branch is 208185251.
Where is United Mercantile Co-operative Bank, United Merc Coop Bank P Road branch located?
The branch address is 106/382, GANDHI NAGAR, P ROAD, KANPUR - 208012 (Uttar Pradesh).
Does YESB0UMCBPR support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.