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YESB0UMCBPR — United Mercantile Co-operative Bank, United Merc Coop Bank P Road

YESB0UMCBPR is the IFSC code of United Mercantile Co-operative Bank, United Merc Coop Bank P Road branch, Kanpur City, Uttar Pradesh. MICR 208185251. NEFT yes, RTGS yes, IMPS yes.

IFSC codeYESB0UMCBPR
BankUnited Mercantile Co-operative Bank
BranchUnited Merc Coop Bank P Road
Address106/382, GANDHI NAGAR, P ROAD, KANPUR - 208012
CityKanpur City
DistrictKanpur
StateUttar Pradesh
MICR code208185251
SWIFT code—
Phone+919838502060
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other United Mercantile Co-operative Bank branches in Kanpur City

How to read IFSC YESB0UMCBPR

PartMeaning
YESBBank code – United Mercantile Co-operative Bank
0Fifth character, always zero (kept for future use)
UMCBPRBranch code – United Merc Coop Bank P Road, Kanpur City

The MICR code 208185251 is printed at the bottom of cheques from this branch: 208 is the city code, 185 the bank code and 251 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to United Mercantile Co-operative Bank, United Merc Coop Bank P Road

Payments this branch can receive using IFSC YESB0UMCBPR:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC YESB0UMCBPR.

Questions about IFSC YESB0UMCBPR

What is the IFSC code of United Mercantile Co-operative Bank, United Merc Coop Bank P Road branch?

The IFSC code of United Mercantile Co-operative Bank, United Merc Coop Bank P Road branch (Kanpur City, Uttar Pradesh) is YESB0UMCBPR.

What is the MICR code of United Mercantile Co-operative Bank, United Merc Coop Bank P Road?

The MICR code of this branch is 208185251.

Where is United Mercantile Co-operative Bank, United Merc Coop Bank P Road branch located?

The branch address is 106/382, GANDHI NAGAR, P ROAD, KANPUR - 208012 (Uttar Pradesh).

Does YESB0UMCBPR support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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