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YESB0UMCBGP — United Mercantile Co-operative Bank, United Merc Coop Bank Gaderianpurwa

YESB0UMCBGP is the IFSC code of United Mercantile Co-operative Bank, United Merc Coop Bank Gaderianpurwa branch, Kanpur City, Uttar Pradesh. MICR 208185256. NEFT yes, RTGS yes, IMPS yes.

IFSC codeYESB0UMCBGP
BankUnited Mercantile Co-operative Bank
BranchUnited Merc Coop Bank Gaderianpurwa
Address123/409, B BLOCK, GADERIANPURWA, KANPUR - 208012
CityKanpur City
DistrictKanpur
StateUttar Pradesh
MICR code208185256
SWIFT code—
Phone+919838502060
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other United Mercantile Co-operative Bank branches in Kanpur City

How to read IFSC YESB0UMCBGP

PartMeaning
YESBBank code – United Mercantile Co-operative Bank
0Fifth character, always zero (kept for future use)
UMCBGPBranch code – United Merc Coop Bank Gaderianpurwa, Kanpur City

The MICR code 208185256 is printed at the bottom of cheques from this branch: 208 is the city code, 185 the bank code and 256 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to United Mercantile Co-operative Bank, United Merc Coop Bank Gaderianpurwa

Payments this branch can receive using IFSC YESB0UMCBGP:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC YESB0UMCBGP.

Questions about IFSC YESB0UMCBGP

What is the IFSC code of United Mercantile Co-operative Bank, United Merc Coop Bank Gaderianpurwa branch?

The IFSC code of United Mercantile Co-operative Bank, United Merc Coop Bank Gaderianpurwa branch (Kanpur City, Uttar Pradesh) is YESB0UMCBGP.

What is the MICR code of United Mercantile Co-operative Bank, United Merc Coop Bank Gaderianpurwa?

The MICR code of this branch is 208185256.

Where is United Mercantile Co-operative Bank, United Merc Coop Bank Gaderianpurwa branch located?

The branch address is 123/409, B BLOCK, GADERIANPURWA, KANPUR - 208012 (Uttar Pradesh).

Does YESB0UMCBGP support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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