UTIB0005014 — Axis Bank, Janjgir
UTIB0005014 is the IFSC code of Axis Bank, Janjgir branch, Janjgir Champa, Chhattisgarh. MICR 495211053. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0005014 |
|---|---|
| Bank | Axis Bank |
| Branch | Janjgir |
| Address | KRISHNA PLAZA, UPPER GROUND FLOOR, LINK ROAD, NEARTULSI BHAWAN, PO PS JANJGIR, DIST JANJGIR CHAMPA, CHHATTISGARH, PINCODE 495668 |
| City | Janjgir Champa |
| District | Janjgir Champa |
| State | Chhattisgarh |
| MICR code | 495211053 |
| SWIFT code | — |
| Phone | +919777144397 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Janjgir Champa
- Champa — UTIB0000735
- Sakti — UTIB0001307
- Shivrinarayan — UTIB0004896
How to read IFSC UTIB0005014
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 005014 | Branch code – Janjgir, Janjgir Champa |
The MICR code 495211053 is printed at the bottom of cheques from this branch: 495 is the city code, 211 the bank code and 053 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Janjgir
Payments this branch can receive using IFSC UTIB0005014:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0005014.
Questions about IFSC UTIB0005014
What is the IFSC code of Axis Bank, Janjgir branch?
The IFSC code of Axis Bank, Janjgir branch (Janjgir Champa, Chhattisgarh) is UTIB0005014.
What is the MICR code of Axis Bank, Janjgir?
The MICR code of this branch is 495211053.
Where is Axis Bank, Janjgir branch located?
The branch address is KRISHNA PLAZA, UPPER GROUND FLOOR, LINK ROAD, NEARTULSI BHAWAN, PO PS JANJGIR, DIST JANJGIR CHAMPA, CHHATTISGARH, PINCODE 495668 (Chhattisgarh).
Does UTIB0005014 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.