UTIB0000735 — Axis Bank, Champa
UTIB0000735 is the IFSC code of Axis Bank, Champa branch, Janjgir Champa, Chhattisgarh. MICR 495211998. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0000735 |
|---|---|
| Bank | Axis Bank |
| Branch | Champa |
| Address | ANUPAM PLAZA, STATION ROAD CHAMPA, DIST. JANJGIR-CHAMPA CHHATISGARH, PIN 495671 |
| City | Janjgir Champa |
| District | Champa |
| State | Chhattisgarh |
| MICR code | 495211998 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Janjgir Champa
- Janjgir — UTIB0005014
- Sakti — UTIB0001307
- Shivrinarayan — UTIB0004896
How to read IFSC UTIB0000735
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000735 | Branch code – Champa, Janjgir Champa |
The MICR code 495211998 is printed at the bottom of cheques from this branch: 495 is the city code, 211 the bank code and 998 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Champa
Payments this branch can receive using IFSC UTIB0000735:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0000735.
Questions about IFSC UTIB0000735
What is the IFSC code of Axis Bank, Champa branch?
The IFSC code of Axis Bank, Champa branch (Janjgir Champa, Chhattisgarh) is UTIB0000735.
What is the MICR code of Axis Bank, Champa?
The MICR code of this branch is 495211998.
Where is Axis Bank, Champa branch located?
The branch address is ANUPAM PLAZA, STATION ROAD CHAMPA, DIST. JANJGIR-CHAMPA CHHATISGARH, PIN 495671 (Chhattisgarh).
Does UTIB0000735 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.