UTIB0004887 — Axis Bank, Niali
UTIB0004887 is the IFSC code of Axis Bank, Niali branch, Cuttack, Odisha. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0004887 |
|---|---|
| Bank | Axis Bank |
| Branch | Niali |
| Address | AXIS BANK LTD UPPER GROUND FLOOR AT PO NIALI DIST CUTTACK PIN 754004 |
| City | Cuttack |
| District | Niali |
| State | Odisha |
| MICR code | — |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Cuttack
- Athagad — UTIB0003896
- Bidharpur — UTIB0002410
- Chauliaganj — UTIB0005776
- Choudhry Bazar — UTIB0003025
- Choudwar — UTIB0005659
- College Square — UTIB0001072
- Cuttack ,service Branch — UTIB0001790
- Deulasahi — UTIB0006010
- Gopalpur — UTIB0001975
- Jagatpur — UTIB0000859
- Kanheipur — UTIB0005264
- Kanika Chhak — UTIB0004986
How to read IFSC UTIB0004887
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004887 | Branch code – Niali, Cuttack |
Sending money to Axis Bank, Niali
Payments this branch can receive using IFSC UTIB0004887:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0004887.
Questions about IFSC UTIB0004887
What is the IFSC code of Axis Bank, Niali branch?
The IFSC code of Axis Bank, Niali branch (Cuttack, Odisha) is UTIB0004887.
Where is Axis Bank, Niali branch located?
The branch address is AXIS BANK LTD UPPER GROUND FLOOR AT PO NIALI DIST CUTTACK PIN 754004 (Odisha).
Does UTIB0004887 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.