UTIB0004986 — Axis Bank, Kanika Chhak
UTIB0004986 is the IFSC code of Axis Bank, Kanika Chhak branch, Cuttack, Odisha. MICR 753211011. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0004986 |
|---|---|
| Bank | Axis Bank |
| Branch | Kanika Chhak |
| Address | AXIS BANK LTD, GROUND FLOOR, KANIKA CHHAK, CUTTACK |
| City | Cuttack |
| District | Cuttack |
| State | Odisha |
| MICR code | 753211011 |
| SWIFT code | — |
| Phone | +919778997783 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Cuttack
- Athagad — UTIB0003896
- Bidharpur — UTIB0002410
- Chauliaganj — UTIB0005776
- Choudhry Bazar — UTIB0003025
- Choudwar — UTIB0005659
- College Square — UTIB0001072
- Cuttack ,service Branch — UTIB0001790
- Deulasahi — UTIB0006010
- Gopalpur — UTIB0001975
- Jagatpur — UTIB0000859
- Kanheipur — UTIB0005264
- Link Road — UTIB0003180
How to read IFSC UTIB0004986
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004986 | Branch code – Kanika Chhak, Cuttack |
The MICR code 753211011 is printed at the bottom of cheques from this branch: 753 is the city code, 211 the bank code and 011 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Kanika Chhak
Payments this branch can receive using IFSC UTIB0004986:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0004986.
Questions about IFSC UTIB0004986
What is the IFSC code of Axis Bank, Kanika Chhak branch?
The IFSC code of Axis Bank, Kanika Chhak branch (Cuttack, Odisha) is UTIB0004986.
What is the MICR code of Axis Bank, Kanika Chhak?
The MICR code of this branch is 753211011.
Where is Axis Bank, Kanika Chhak branch located?
The branch address is AXIS BANK LTD, GROUND FLOOR, KANIKA CHHAK, CUTTACK (Odisha).
Does UTIB0004986 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.