UTIB0004401 — Axis Bank, Laal Darwaaza
UTIB0004401 is the IFSC code of Axis Bank, Laal Darwaaza branch, Surat, Gujarat. MICR 395211038. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0004401 |
|---|---|
| Bank | Axis Bank |
| Branch | Laal Darwaaza |
| Address | GROUND FLOOR, SHOP NO. 4 AND SHOP NO. 26,INFINITY TOWER, NEAR AYURVEDIC COLLEGE, LAAL DARWAAZA 395003 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| MICR code | 395211038 |
| SWIFT code | — |
| Phone | +919727648747 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Surat
- A K Road — UTIB0004901
- Aai Mata — UTIB0004756
- Adajan — UTIB0000566
- Adajanpatia — UTIB0004514
- Althan — UTIB0002996
- Amroli — UTIB0003118
- Asnabad — UTIB0002492
- Athwalines — UTIB0001587
- Bardoli ,gujrat — UTIB0000470
- Bhagal, Surat — UTIB0001683
- Bhimrad — UTIB0006589
- Citylight — UTIB0004323
How to read IFSC UTIB0004401
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004401 | Branch code – Laal Darwaaza, Surat |
The MICR code 395211038 is printed at the bottom of cheques from this branch: 395 is the city code, 211 the bank code and 038 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Laal Darwaaza
Payments this branch can receive using IFSC UTIB0004401:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0004401.
Questions about IFSC UTIB0004401
What is the IFSC code of Axis Bank, Laal Darwaaza branch?
The IFSC code of Axis Bank, Laal Darwaaza branch (Surat, Gujarat) is UTIB0004401.
What is the MICR code of Axis Bank, Laal Darwaaza?
The MICR code of this branch is 395211038.
Where is Axis Bank, Laal Darwaaza branch located?
The branch address is GROUND FLOOR, SHOP NO. 4 AND SHOP NO. 26,INFINITY TOWER, NEAR AYURVEDIC COLLEGE, LAAL DARWAAZA 395003 (Gujarat).
Does UTIB0004401 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.