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UTIB0004756 — Axis Bank, Aai Mata

UTIB0004756 is the IFSC code of Axis Bank, Aai Mata branch, Surat, Gujarat. MICR 395211044. NEFT yes, RTGS yes, IMPS yes.

IFSC codeUTIB0004756
BankAxis Bank
BranchAai Mata
AddressSUDARSHAN COMPLEX 3, TP NO 34, FP NO 43,BLOCK 119 AND 121, RS NO 67 OR 1 AND 67 OR 2, AAI MATA RD, MAGOB
CitySurat
DistrictSurat
StateGujarat
MICR code395211044
SWIFT code—
Phone+919879040763
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Axis Bank branches in Surat

How to read IFSC UTIB0004756

PartMeaning
UTIBBank code – Axis Bank
0Fifth character, always zero (kept for future use)
004756Branch code – Aai Mata, Surat

The MICR code 395211044 is printed at the bottom of cheques from this branch: 395 is the city code, 211 the bank code and 044 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Axis Bank, Aai Mata

Payments this branch can receive using IFSC UTIB0004756:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0004756.

Questions about IFSC UTIB0004756

What is the IFSC code of Axis Bank, Aai Mata branch?

The IFSC code of Axis Bank, Aai Mata branch (Surat, Gujarat) is UTIB0004756.

What is the MICR code of Axis Bank, Aai Mata?

The MICR code of this branch is 395211044.

Where is Axis Bank, Aai Mata branch located?

The branch address is SUDARSHAN COMPLEX 3, TP NO 34, FP NO 43,BLOCK 119 AND 121, RS NO 67 OR 1 AND 67 OR 2, AAI MATA RD, MAGOB (Gujarat).

Does UTIB0004756 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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