UTIB0002218 — Axis Bank, Kharvasa
UTIB0002218 is the IFSC code of Axis Bank, Kharvasa branch, Surat, Gujarat. MICR 395211017. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0002218 |
|---|---|
| Bank | Axis Bank |
| Branch | Kharvasa |
| Address | GROUND FLOOR, DESAI PHOTIYU, VILLAGE KHARVASA, TALUKA CHORIYASI, DIST SURAT, GUJARAT, PIN- 394 210 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| MICR code | 395211017 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Surat
- A K Road — UTIB0004901
- Aai Mata — UTIB0004756
- Adajan — UTIB0000566
- Adajanpatia — UTIB0004514
- Althan — UTIB0002996
- Amroli — UTIB0003118
- Asnabad — UTIB0002492
- Athwalines — UTIB0001587
- Bardoli ,gujrat — UTIB0000470
- Bhagal, Surat — UTIB0001683
- Bhimrad — UTIB0006589
- Citylight — UTIB0004323
How to read IFSC UTIB0002218
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002218 | Branch code – Kharvasa, Surat |
The MICR code 395211017 is printed at the bottom of cheques from this branch: 395 is the city code, 211 the bank code and 017 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Kharvasa
Payments this branch can receive using IFSC UTIB0002218:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0002218.
Questions about IFSC UTIB0002218
What is the IFSC code of Axis Bank, Kharvasa branch?
The IFSC code of Axis Bank, Kharvasa branch (Surat, Gujarat) is UTIB0002218.
What is the MICR code of Axis Bank, Kharvasa?
The MICR code of this branch is 395211017.
Where is Axis Bank, Kharvasa branch located?
The branch address is GROUND FLOOR, DESAI PHOTIYU, VILLAGE KHARVASA, TALUKA CHORIYASI, DIST SURAT, GUJARAT, PIN- 394 210 (Gujarat).
Does UTIB0002218 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.