PSIB0021174 — Punjab & Sind Bank, Bhadson
PSIB0021174 is the IFSC code of Punjab & Sind Bank, Bhadson branch, Patiala, Punjab. MICR 147023155. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0021174 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Bhadson |
| Address | SHOP CUM FLAT 33 ANAJ MANDI VILL BHADSON DISTT PATIALA PUNJAB |
| City | Patiala |
| District | Bhadson |
| State | Punjab |
| MICR code | 147023155 |
| SWIFT code | — |
| Phone | +911765261106 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Patiala
- Balbera — PSIB0020986
- Bankherpur — PSIB0000182
- Bhunerheri — PSIB0000063
- Cenmarg Patiala — PSIB0009074
- Circular Road Nabha — PSIB0021090
- Dakala — PSIB0021319
- Dera Bassi S S Jain Sabha — PSIB0000831
- Devigarh Distt Patiala Punjab — PSIB0020938
- Dhanetha — PSIB0000633
- Dittupur Usb — PSIB0021241
- Ghagga — PSIB0000070
- Ghanour — PSIB0021435
How to read IFSC PSIB0021174
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 021174 | Branch code – Bhadson, Patiala |
The MICR code 147023155 is printed at the bottom of cheques from this branch: 147 is the city code, 023 the bank code and 155 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Bhadson
Payments this branch can receive using IFSC PSIB0021174:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0021174.
Questions about IFSC PSIB0021174
What is the IFSC code of Punjab & Sind Bank, Bhadson branch?
The IFSC code of Punjab & Sind Bank, Bhadson branch (Patiala, Punjab) is PSIB0021174.
What is the MICR code of Punjab & Sind Bank, Bhadson?
The MICR code of this branch is 147023155.
Where is Punjab & Sind Bank, Bhadson branch located?
The branch address is SHOP CUM FLAT 33 ANAJ MANDI VILL BHADSON DISTT PATIALA PUNJAB (Punjab).
Does PSIB0021174 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.