PSIB0000831 — Punjab & Sind Bank, Dera Bassi S S Jain Sabha
PSIB0000831 is the IFSC code of Punjab & Sind Bank, Dera Bassi S S Jain Sabha branch, Patiala, Punjab. MICR 160023034. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0000831 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Dera Bassi S S Jain Sabha |
| Address | S S JAIN SABHA, DISTT. S A S NAGAR (MOHALI, PUNJAB - 140412 |
| City | Patiala |
| District | Dera Bassi |
| State | Punjab |
| MICR code | 160023034 |
| SWIFT code | — |
| Phone | +911762282383 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Patiala
- Balbera — PSIB0020986
- Bankherpur — PSIB0000182
- Bhadson — PSIB0021174
- Bhunerheri — PSIB0000063
- Cenmarg Patiala — PSIB0009074
- Circular Road Nabha — PSIB0021090
- Dakala — PSIB0021319
- Devigarh Distt Patiala Punjab — PSIB0020938
- Dhanetha — PSIB0000633
- Dittupur Usb — PSIB0021241
- Ghagga — PSIB0000070
- Ghanour — PSIB0021435
How to read IFSC PSIB0000831
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000831 | Branch code – Dera Bassi S S Jain Sabha, Patiala |
The MICR code 160023034 is printed at the bottom of cheques from this branch: 160 is the city code, 023 the bank code and 034 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Dera Bassi S S Jain Sabha
Payments this branch can receive using IFSC PSIB0000831:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0000831.
Questions about IFSC PSIB0000831
What is the IFSC code of Punjab & Sind Bank, Dera Bassi S S Jain Sabha branch?
The IFSC code of Punjab & Sind Bank, Dera Bassi S S Jain Sabha branch (Patiala, Punjab) is PSIB0000831.
What is the MICR code of Punjab & Sind Bank, Dera Bassi S S Jain Sabha?
The MICR code of this branch is 160023034.
Where is Punjab & Sind Bank, Dera Bassi S S Jain Sabha branch located?
The branch address is S S JAIN SABHA, DISTT. S A S NAGAR (MOHALI, PUNJAB - 140412 (Punjab).
Does PSIB0000831 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.