PSIB0020973 — Punjab & Sind Bank, Kotla Mubarakpur Delhi
PSIB0020973 is the IFSC code of Punjab & Sind Bank, Kotla Mubarakpur Delhi branch, Delhi, Delhi. MICR 110023122. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0020973 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Kotla Mubarakpur Delhi |
| Address | 139 A ARJUN NAGAR KOTLA MUBARAKPUR NEW DELHI |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| MICR code | 110023122 |
| SWIFT code | — |
| Phone | +911124657200 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Delhi
- Anand Vihar — PSIB0000565
- Anand Vihar — PSIB0001034
- Azadpur — PSIB0000192
- Babarpur — PSIB0000536
- Bawana — PSIB0020993
- Bikrikar Bhawan New Delhi — PSIB0000690
- Cenmarg Delhi I — PSIB0009037
- Cenmarg Delhi Ii — PSIB0009038
- Central Processing Centre Back Office — PSIB0009032
- Chawri Bazar Delhi — PSIB0000294
- Defence Colony — PSIB0000250
- Delhi Adharshila Vidyapeeth Pitam — PSIB0000755
How to read IFSC PSIB0020973
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 020973 | Branch code – Kotla Mubarakpur Delhi, Delhi |
The MICR code 110023122 is printed at the bottom of cheques from this branch: 110 is the city code, 023 the bank code and 122 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Kotla Mubarakpur Delhi
Payments this branch can receive using IFSC PSIB0020973:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0020973.
Questions about IFSC PSIB0020973
What is the IFSC code of Punjab & Sind Bank, Kotla Mubarakpur Delhi branch?
The IFSC code of Punjab & Sind Bank, Kotla Mubarakpur Delhi branch (Delhi, Delhi) is PSIB0020973.
What is the MICR code of Punjab & Sind Bank, Kotla Mubarakpur Delhi?
The MICR code of this branch is 110023122.
Where is Punjab & Sind Bank, Kotla Mubarakpur Delhi branch located?
The branch address is 139 A ARJUN NAGAR KOTLA MUBARAKPUR NEW DELHI (Delhi).
Does PSIB0020973 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.