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PSIB0000250 — Punjab & Sind Bank, Defence Colony

PSIB0000250 is the IFSC code of Punjab & Sind Bank, Defence Colony branch, Delhi, Delhi. MICR 110023021. NEFT yes, RTGS yes, IMPS yes.

IFSC codePSIB0000250
BankPunjab & Sind Bank
BranchDefence Colony
Address10A DDA SHOPING COMPLEX DEFENCE CLY NEWDELHI 24
CityDelhi
DistrictDelhi
StateDelhi
MICR code110023021
SWIFT code—
Phone+911149785930
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Punjab & Sind Bank branches in Delhi

How to read IFSC PSIB0000250

PartMeaning
PSIBBank code – Punjab & Sind Bank
0Fifth character, always zero (kept for future use)
000250Branch code – Defence Colony, Delhi

The MICR code 110023021 is printed at the bottom of cheques from this branch: 110 is the city code, 023 the bank code and 021 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Punjab & Sind Bank, Defence Colony

Payments this branch can receive using IFSC PSIB0000250:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0000250.

Questions about IFSC PSIB0000250

What is the IFSC code of Punjab & Sind Bank, Defence Colony branch?

The IFSC code of Punjab & Sind Bank, Defence Colony branch (Delhi, Delhi) is PSIB0000250.

What is the MICR code of Punjab & Sind Bank, Defence Colony?

The MICR code of this branch is 110023021.

Where is Punjab & Sind Bank, Defence Colony branch located?

The branch address is 10A DDA SHOPING COMPLEX DEFENCE CLY NEWDELHI 24 (Delhi).

Does PSIB0000250 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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