PSIB0000683 — Punjab & Sind Bank, Ludhiana Ifb
PSIB0000683 is the IFSC code of Punjab & Sind Bank, Ludhiana Ifb branch, Ludhiana, Punjab. MICR 141023008. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0000683 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Ludhiana Ifb |
| Address | DHOLEWAL CHOWK LUDHIANA |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| MICR code | 141023008 |
| SWIFT code | — |
| Phone | +919910299708 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Ludhiana
- Bagli Kalan — PSIB0000450
- Bahadur Ke — PSIB0021094
- Barundi — PSIB0000438
- Bhamian Khurd — PSIB0021342
- Bodalwala — PSIB0021314
- Buzurg — PSIB0021188
- Cenmarg Ludhiana — PSIB0009072
- Chakkar — PSIB0000251
- Chaukiman — PSIB0000160
- Civil Line Ludhiana — PSIB0000145
- Dbu Jagraon — PSIB0021574
- Dehlon, Ludhiana — PSIB0000085
How to read IFSC PSIB0000683
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000683 | Branch code – Ludhiana Ifb, Ludhiana |
The MICR code 141023008 is printed at the bottom of cheques from this branch: 141 is the city code, 023 the bank code and 008 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Ludhiana Ifb
Payments this branch can receive using IFSC PSIB0000683:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0000683.
Questions about IFSC PSIB0000683
What is the IFSC code of Punjab & Sind Bank, Ludhiana Ifb branch?
The IFSC code of Punjab & Sind Bank, Ludhiana Ifb branch (Ludhiana, Punjab) is PSIB0000683.
What is the MICR code of Punjab & Sind Bank, Ludhiana Ifb?
The MICR code of this branch is 141023008.
Where is Punjab & Sind Bank, Ludhiana Ifb branch located?
The branch address is DHOLEWAL CHOWK LUDHIANA (Punjab).
Does PSIB0000683 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.