PSIB0009072 — Punjab & Sind Bank, Cenmarg Ludhiana
PSIB0009072 is the IFSC code of Punjab & Sind Bank, Cenmarg Ludhiana branch, Ludhiana, Punjab. NEFT yes, RTGS no, IMPS yes.
| IFSC code | PSIB0009072 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Cenmarg Ludhiana |
| Address | 5TH FLOOR NOBLE ENCLAVE BHAI BALA CHOWK LUDHIANA 141001 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| MICR code | — |
| SWIFT code | — |
| Phone | +911615068000 |
| NEFT | Yes |
| RTGS | No |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Ludhiana
- Bagli Kalan — PSIB0000450
- Bahadur Ke — PSIB0021094
- Barundi — PSIB0000438
- Bhamian Khurd — PSIB0021342
- Bodalwala — PSIB0021314
- Buzurg — PSIB0021188
- Chakkar — PSIB0000251
- Chaukiman — PSIB0000160
- Civil Line Ludhiana — PSIB0000145
- Dbu Jagraon — PSIB0021574
- Dehlon, Ludhiana — PSIB0000085
- Doraha Distt Ludhiana Punjab — PSIB0000407
How to read IFSC PSIB0009072
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 009072 | Branch code – Cenmarg Ludhiana, Ludhiana |
Sending money to Punjab & Sind Bank, Cenmarg Ludhiana
Payments this branch can receive using IFSC PSIB0009072:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0009072.
Questions about IFSC PSIB0009072
What is the IFSC code of Punjab & Sind Bank, Cenmarg Ludhiana branch?
The IFSC code of Punjab & Sind Bank, Cenmarg Ludhiana branch (Ludhiana, Punjab) is PSIB0009072.
Where is Punjab & Sind Bank, Cenmarg Ludhiana branch located?
The branch address is 5TH FLOOR NOBLE ENCLAVE BHAI BALA CHOWK LUDHIANA 141001 (Punjab).
Does PSIB0009072 support RTGS and NEFT?
NEFT: yes. RTGS: no. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.