PSIB0000646 — Punjab & Sind Bank, Worli
PSIB0000646 is the IFSC code of Punjab & Sind Bank, Worli branch, Greater Bombay, Maharashtra. MICR 400023017. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0000646 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Worli |
| Address | JAYANT PALEKAR ROAD WORLI MUMBAI |
| City | Greater Bombay |
| District | Mumbai |
| State | Maharashtra |
| MICR code | 400023017 |
| SWIFT code | — |
| Phone | +912224314823 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Greater Bombay
- Bhandup West Mumbai — PSIB0000569
- Ibd Mumbai — PSIB0000631
- Kalamboli — PSIB0021187
- Kharghar — PSIB0021519
- Koliwada Mumbai — PSIB0000329
- Malad Mumbai — PSIB0000926
- Matunga Mumbai — PSIB0000909
- Mumbai — PSIB0000385
- Mumbai Andheri — PSIB0000499
- Mumbai Borivili — PSIB0000647
- Mumbai Juhu — PSIB0000386
- Mumbai Kalbadevi — PSIB0000431
How to read IFSC PSIB0000646
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000646 | Branch code – Worli, Greater Bombay |
The MICR code 400023017 is printed at the bottom of cheques from this branch: 400 is the city code, 023 the bank code and 017 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Worli
Payments this branch can receive using IFSC PSIB0000646:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0000646.
Questions about IFSC PSIB0000646
What is the IFSC code of Punjab & Sind Bank, Worli branch?
The IFSC code of Punjab & Sind Bank, Worli branch (Greater Bombay, Maharashtra) is PSIB0000646.
What is the MICR code of Punjab & Sind Bank, Worli?
The MICR code of this branch is 400023017.
Where is Punjab & Sind Bank, Worli branch located?
The branch address is JAYANT PALEKAR ROAD WORLI MUMBAI (Maharashtra).
Does PSIB0000646 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.