PSIB0021519 — Punjab & Sind Bank, Kharghar
PSIB0021519 is the IFSC code of Punjab & Sind Bank, Kharghar branch, Greater Bombay, Maharashtra. MICR 400023024. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0021519 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Kharghar |
| Address | SHOP NO 2&3, GF, SHIVTIRTH, PLOT NO 258, SECTOR 10, KHARGHAR, NAVI MUMBAI, MAHARASHTRA - 410210 |
| City | Greater Bombay |
| District | Mumbai |
| State | Maharashtra |
| MICR code | 400023024 |
| SWIFT code | — |
| Phone | +919833709474 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Greater Bombay
- Bhandup West Mumbai — PSIB0000569
- Ibd Mumbai — PSIB0000631
- Kalamboli — PSIB0021187
- Koliwada Mumbai — PSIB0000329
- Malad Mumbai — PSIB0000926
- Matunga Mumbai — PSIB0000909
- Mumbai — PSIB0000385
- Mumbai Andheri — PSIB0000499
- Mumbai Borivili — PSIB0000647
- Mumbai Juhu — PSIB0000386
- Mumbai Kalbadevi — PSIB0000431
- Mumbai Khar — PSIB0000300
How to read IFSC PSIB0021519
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 021519 | Branch code – Kharghar, Greater Bombay |
The MICR code 400023024 is printed at the bottom of cheques from this branch: 400 is the city code, 023 the bank code and 024 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Kharghar
Payments this branch can receive using IFSC PSIB0021519:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0021519.
Questions about IFSC PSIB0021519
What is the IFSC code of Punjab & Sind Bank, Kharghar branch?
The IFSC code of Punjab & Sind Bank, Kharghar branch (Greater Bombay, Maharashtra) is PSIB0021519.
What is the MICR code of Punjab & Sind Bank, Kharghar?
The MICR code of this branch is 400023024.
Where is Punjab & Sind Bank, Kharghar branch located?
The branch address is SHOP NO 2&3, GF, SHIVTIRTH, PLOT NO 258, SECTOR 10, KHARGHAR, NAVI MUMBAI, MAHARASHTRA - 410210 (Maharashtra).
Does PSIB0021519 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.