PSIB0000540 — Punjab & Sind Bank, Okhla Delhi
PSIB0000540 is the IFSC code of Punjab & Sind Bank, Okhla Delhi branch, Delhi, Delhi. MICR 110023039. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0000540 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Okhla Delhi |
| Address | A 199 PHASE I OKHLA INDUSTRIAL AREA DELHI 110020 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| MICR code | 110023039 |
| SWIFT code | — |
| Phone | +911126810581 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Delhi
- Anand Vihar — PSIB0000565
- Anand Vihar — PSIB0001034
- Azadpur — PSIB0000192
- Babarpur — PSIB0000536
- Bawana — PSIB0020993
- Bikrikar Bhawan New Delhi — PSIB0000690
- Cenmarg Delhi I — PSIB0009037
- Cenmarg Delhi Ii — PSIB0009038
- Central Processing Centre Back Office — PSIB0009032
- Chawri Bazar Delhi — PSIB0000294
- Defence Colony — PSIB0000250
- Delhi Adharshila Vidyapeeth Pitam — PSIB0000755
How to read IFSC PSIB0000540
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000540 | Branch code – Okhla Delhi, Delhi |
The MICR code 110023039 is printed at the bottom of cheques from this branch: 110 is the city code, 023 the bank code and 039 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Okhla Delhi
Payments this branch can receive using IFSC PSIB0000540:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0000540.
Questions about IFSC PSIB0000540
What is the IFSC code of Punjab & Sind Bank, Okhla Delhi branch?
The IFSC code of Punjab & Sind Bank, Okhla Delhi branch (Delhi, Delhi) is PSIB0000540.
What is the MICR code of Punjab & Sind Bank, Okhla Delhi?
The MICR code of this branch is 110023039.
Where is Punjab & Sind Bank, Okhla Delhi branch located?
The branch address is A 199 PHASE I OKHLA INDUSTRIAL AREA DELHI 110020 (Delhi).
Does PSIB0000540 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.