IOBA0001027 — Indian Overseas Bank, Charottikonam
IOBA0001027 is the IFSC code of Indian Overseas Bank, Charottikonam branch, Trivandrum, Kerala. MICR 695020803. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0001027 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Charottikonam |
| Address | KPD XIV 138,CHAROTTIKONAM PLAMOOTUKADA PO THIRUVANANTHAPURAM PIN 695128 |
| City | Trivandrum |
| District | Neyyattinkara |
| State | Kerala |
| MICR code | 695020803 |
| SWIFT code | — |
| Phone | 2215062 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Trivandrum
- Aristo Junction — IOBA0001303
- Ayiroor Varkala — IOBA0000339
- Bharathanur — IOBA0001025
- Keezhathingal — IOBA0000779
- Killipalam — IOBA0001481
- Kuravankonam — IOBA0000496
- Lpc Trivandrum — IOBA0004103
- Mananakku — IOBA0000784
- Neyyatinkara — IOBA0000445
- Pattom — IOBA0000831
- Poozhanad — IOBA0001156
- Power House Road — IOBA0000866
How to read IFSC IOBA0001027
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001027 | Branch code – Charottikonam, Trivandrum |
The MICR code 695020803 is printed at the bottom of cheques from this branch: 695 is the city code, 020 the bank code and 803 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Charottikonam
Payments this branch can receive using IFSC IOBA0001027:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0001027.
Questions about IFSC IOBA0001027
What is the IFSC code of Indian Overseas Bank, Charottikonam branch?
The IFSC code of Indian Overseas Bank, Charottikonam branch (Trivandrum, Kerala) is IOBA0001027.
What is the MICR code of Indian Overseas Bank, Charottikonam?
The MICR code of this branch is 695020803.
Where is Indian Overseas Bank, Charottikonam branch located?
The branch address is KPD XIV 138,CHAROTTIKONAM PLAMOOTUKADA PO THIRUVANANTHAPURAM PIN 695128 (Kerala).
Does IOBA0001027 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.