IOBA0000339 — Indian Overseas Bank, Ayiroor Varkala
IOBA0000339 is the IFSC code of Indian Overseas Bank, Ayiroor Varkala branch, Trivandrum, Kerala. MICR 695020254. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0000339 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Ayiroor Varkala |
| Address | IP BY I BY 948, AISWARYA BUILDINGS, BAKAMON PANCHAYAT, AYIROOR VARKALA PIN 695310 |
| City | Trivandrum |
| District | Ayiroor |
| State | Kerala |
| MICR code | 695020254 |
| SWIFT code | — |
| Phone | +914702667608 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Trivandrum
- Aristo Junction — IOBA0001303
- Bharathanur — IOBA0001025
- Charottikonam — IOBA0001027
- Keezhathingal — IOBA0000779
- Killipalam — IOBA0001481
- Kuravankonam — IOBA0000496
- Lpc Trivandrum — IOBA0004103
- Mananakku — IOBA0000784
- Neyyatinkara — IOBA0000445
- Pattom — IOBA0000831
- Poozhanad — IOBA0001156
- Power House Road — IOBA0000866
How to read IFSC IOBA0000339
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000339 | Branch code – Ayiroor Varkala, Trivandrum |
The MICR code 695020254 is printed at the bottom of cheques from this branch: 695 is the city code, 020 the bank code and 254 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Ayiroor Varkala
Payments this branch can receive using IFSC IOBA0000339:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0000339.
Questions about IFSC IOBA0000339
What is the IFSC code of Indian Overseas Bank, Ayiroor Varkala branch?
The IFSC code of Indian Overseas Bank, Ayiroor Varkala branch (Trivandrum, Kerala) is IOBA0000339.
What is the MICR code of Indian Overseas Bank, Ayiroor Varkala?
The MICR code of this branch is 695020254.
Where is Indian Overseas Bank, Ayiroor Varkala branch located?
The branch address is IP BY I BY 948, AISWARYA BUILDINGS, BAKAMON PANCHAYAT, AYIROOR VARKALA PIN 695310 (Kerala).
Does IOBA0000339 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.