COSB0000145 — Cosmos Co-operative Bank, Sion Branch
COSB0000145 is the IFSC code of Cosmos Co-operative Bank, Sion Branch branch, Mumbai, Maharashtra. MICR 400164041. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | COSB0000145 |
|---|---|
| Bank | Cosmos Co-operative Bank |
| Branch | Sion Branch |
| Address | GROUND FLOOR, PLOT NO 43, VANDHANA BUILDING, SCHEME VI, SION WEST, MUMBAI 400022. |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| MICR code | 400164041 |
| SWIFT code | — |
| Phone | +919820865935 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Cosmos Co-operative Bank branches in Mumbai
- Amrut Nagar Ghatkopar West Branch — COSB0000154
- Bhandup West — COSB0000142
- C P Tank Branch — COSB0000147
- Coloba Branch — COSB0000143
- Cosmos Co-operative Bank Imps — COSB0000025
- Daftari Road Malad East Branch — COSB0000150
- Eksar Road Boriwali West — COSB0000141
- Girgaon Branch — COSB0000140
- Jogeshwari East Branch — COSB0000149
- Lower Parel — COSB0000156
- M V Road Andheri East — COSB0000146
- Pump House — COSB0000155
How to read IFSC COSB0000145
| Part | Meaning |
|---|---|
| COSB | Bank code – Cosmos Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000145 | Branch code – Sion Branch, Mumbai |
The MICR code 400164041 is printed at the bottom of cheques from this branch: 400 is the city code, 164 the bank code and 041 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Cosmos Co-operative Bank, Sion Branch
Payments this branch can receive using IFSC COSB0000145:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC COSB0000145.
Questions about IFSC COSB0000145
What is the IFSC code of Cosmos Co-operative Bank, Sion Branch branch?
The IFSC code of Cosmos Co-operative Bank, Sion Branch branch (Mumbai, Maharashtra) is COSB0000145.
What is the MICR code of Cosmos Co-operative Bank, Sion Branch?
The MICR code of this branch is 400164041.
Where is Cosmos Co-operative Bank, Sion Branch branch located?
The branch address is GROUND FLOOR, PLOT NO 43, VANDHANA BUILDING, SCHEME VI, SION WEST, MUMBAI 400022. (Maharashtra).
Does COSB0000145 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.