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COSB0000143 — Cosmos Co-operative Bank, Coloba Branch

COSB0000143 is the IFSC code of Cosmos Co-operative Bank, Coloba Branch branch, Mumbai, Maharashtra. MICR 400164039. NEFT yes, RTGS yes, IMPS yes.

IFSC codeCOSB0000143
BankCosmos Co-operative Bank
BranchColoba Branch
Address8, SHREESADAN, LALA NIGAM ROAD, COLABA, MUMBAI 400005
CityMumbai
DistrictMumbai
StateMaharashtra
MICR code400164039
SWIFT code—
Phone+912222021937
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Cosmos Co-operative Bank branches in Mumbai

How to read IFSC COSB0000143

PartMeaning
COSBBank code – Cosmos Co-operative Bank
0Fifth character, always zero (kept for future use)
000143Branch code – Coloba Branch, Mumbai

The MICR code 400164039 is printed at the bottom of cheques from this branch: 400 is the city code, 164 the bank code and 039 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Cosmos Co-operative Bank, Coloba Branch

Payments this branch can receive using IFSC COSB0000143:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC COSB0000143.

Questions about IFSC COSB0000143

What is the IFSC code of Cosmos Co-operative Bank, Coloba Branch branch?

The IFSC code of Cosmos Co-operative Bank, Coloba Branch branch (Mumbai, Maharashtra) is COSB0000143.

What is the MICR code of Cosmos Co-operative Bank, Coloba Branch?

The MICR code of this branch is 400164039.

Where is Cosmos Co-operative Bank, Coloba Branch branch located?

The branch address is 8, SHREESADAN, LALA NIGAM ROAD, COLABA, MUMBAI 400005 (Maharashtra).

Does COSB0000143 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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