COSB0000102 — Cosmos Co-operative Bank, Goregaon
COSB0000102 is the IFSC code of Cosmos Co-operative Bank, Goregaon branch, Greater Bombay, Maharashtra. MICR 400164025. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | COSB0000102 |
|---|---|
| Bank | Cosmos Co-operative Bank |
| Branch | Goregaon |
| Address | SURVEY NO.95, D DEFFINITY,GROUND FLOOR,UNIT NO.03,CTS NO.364,J.P.ROAD,NEAR ANUPAM THEATER,GOREGAON(E),MUMBAI-400 063 |
| City | Greater Bombay |
| District | Mumbai |
| State | Maharashtra |
| MICR code | 400164025 |
| SWIFT code | — |
| Phone | +912265340567 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Cosmos Co-operative Bank branches in Greater Bombay
- Andheri — COSB0000047
- Bandra — COSB0000043
- Borivali East — COSB0000122
- Borivali West — COSB0000024
- Chembur — COSB0000042
- Dadar West — COSB0000012
- Dahisar-e — COSB0000119
- Fort — COSB0000036
- Ghatkopar — COSB0000034
- Goregaon-w — COSB0000120
- Kandivali West — COSB0000023
- Malad — COSB0000046
How to read IFSC COSB0000102
| Part | Meaning |
|---|---|
| COSB | Bank code – Cosmos Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000102 | Branch code – Goregaon, Greater Bombay |
The MICR code 400164025 is printed at the bottom of cheques from this branch: 400 is the city code, 164 the bank code and 025 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Cosmos Co-operative Bank, Goregaon
Payments this branch can receive using IFSC COSB0000102:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC COSB0000102.
Questions about IFSC COSB0000102
What is the IFSC code of Cosmos Co-operative Bank, Goregaon branch?
The IFSC code of Cosmos Co-operative Bank, Goregaon branch (Greater Bombay, Maharashtra) is COSB0000102.
What is the MICR code of Cosmos Co-operative Bank, Goregaon?
The MICR code of this branch is 400164025.
Where is Cosmos Co-operative Bank, Goregaon branch located?
The branch address is SURVEY NO.95, D DEFFINITY,GROUND FLOOR,UNIT NO.03,CTS NO.364,J.P.ROAD,NEAR ANUPAM THEATER,GOREGAON(E),MUMBAI-400 063 (Maharashtra).
Does COSB0000102 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.