COSB0000034 — Cosmos Co-operative Bank, Ghatkopar
COSB0000034 is the IFSC code of Cosmos Co-operative Bank, Ghatkopar branch, Greater Bombay, Maharashtra. MICR 400164009. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | COSB0000034 |
|---|---|
| Bank | Cosmos Co-operative Bank |
| Branch | Ghatkopar |
| Address | MEERA SAGAR BUILDING, S.NO.73, PLOT NO.958, P.T.-4, NAUROJI LANE, GHATKOPAR (W), MUMBAI 400 086 |
| City | Greater Bombay |
| District | Mumbai |
| State | Maharashtra |
| MICR code | 400164009 |
| SWIFT code | — |
| Phone | +912225132117 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Cosmos Co-operative Bank branches in Greater Bombay
- Andheri — COSB0000047
- Bandra — COSB0000043
- Borivali East — COSB0000122
- Borivali West — COSB0000024
- Chembur — COSB0000042
- Dadar West — COSB0000012
- Dahisar-e — COSB0000119
- Fort — COSB0000036
- Goregaon — COSB0000102
- Goregaon-w — COSB0000120
- Kandivali West — COSB0000023
- Malad — COSB0000046
How to read IFSC COSB0000034
| Part | Meaning |
|---|---|
| COSB | Bank code – Cosmos Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000034 | Branch code – Ghatkopar, Greater Bombay |
The MICR code 400164009 is printed at the bottom of cheques from this branch: 400 is the city code, 164 the bank code and 009 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Cosmos Co-operative Bank, Ghatkopar
Payments this branch can receive using IFSC COSB0000034:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC COSB0000034.
Questions about IFSC COSB0000034
What is the IFSC code of Cosmos Co-operative Bank, Ghatkopar branch?
The IFSC code of Cosmos Co-operative Bank, Ghatkopar branch (Greater Bombay, Maharashtra) is COSB0000034.
What is the MICR code of Cosmos Co-operative Bank, Ghatkopar?
The MICR code of this branch is 400164009.
Where is Cosmos Co-operative Bank, Ghatkopar branch located?
The branch address is MEERA SAGAR BUILDING, S.NO.73, PLOT NO.958, P.T.-4, NAUROJI LANE, GHATKOPAR (W), MUMBAI 400 086 (Maharashtra).
Does COSB0000034 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.