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YESB0VMUB04 — Vidarbha Merchants Urban Co-operative Bank, Vidarbha Merchants Urban Co-operative Bank Imps

YESB0VMUB04 is the IFSC code of Vidarbha Merchants Urban Co-operative Bank, Vidarbha Merchants Urban Co-operative Bank Imps branch, Mumbai, Maharashtra. MICR 440879002. NEFT yes, RTGS yes, IMPS yes.

IFSC codeYESB0VMUB04
BankVidarbha Merchants Urban Co-operative Bank
BranchVidarbha Merchants Urban Co-operative Bank Imps
Address1ST FLOOR, VENKTESHWARA VISHWAKARMA APPTT, CHITAROLI, MAHAL, NAGPUR - 440002
CityMumbai
DistrictNagpur
StateMaharashtra
MICR code440879002
SWIFT code—
Phone+917122734403
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

How to read IFSC YESB0VMUB04

PartMeaning
YESBBank code – Vidarbha Merchants Urban Co-operative Bank
0Fifth character, always zero (kept for future use)
VMUB04Branch code – Vidarbha Merchants Urban Co-operative Bank Imps, Mumbai

The MICR code 440879002 is printed at the bottom of cheques from this branch: 440 is the city code, 879 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Vidarbha Merchants Urban Co-operative Bank, Vidarbha Merchants Urban Co-operative Bank Imps

Payments this branch can receive using IFSC YESB0VMUB04:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC YESB0VMUB04.

Questions about IFSC YESB0VMUB04

What is the IFSC code of Vidarbha Merchants Urban Co-operative Bank, Vidarbha Merchants Urban Co-operative Bank Imps branch?

The IFSC code of Vidarbha Merchants Urban Co-operative Bank, Vidarbha Merchants Urban Co-operative Bank Imps branch (Mumbai, Maharashtra) is YESB0VMUB04.

What is the MICR code of Vidarbha Merchants Urban Co-operative Bank, Vidarbha Merchants Urban Co-operative Bank Imps?

The MICR code of this branch is 440879002.

Where is Vidarbha Merchants Urban Co-operative Bank, Vidarbha Merchants Urban Co-operative Bank Imps branch located?

The branch address is 1ST FLOOR, VENKTESHWARA VISHWAKARMA APPTT, CHITAROLI, MAHAL, NAGPUR - 440002 (Maharashtra).

Does YESB0VMUB04 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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