YESB0UMCBHO — United Mercantile Co-operative Bank, United Mercantile Co-operative Bank Imps
YESB0UMCBHO is the IFSC code of United Mercantile Co-operative Bank, United Mercantile Co-operative Bank Imps branch, Mumbai, Maharashtra. MICR 208185251. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | YESB0UMCBHO |
|---|---|
| Bank | United Mercantile Co-operative Bank |
| Branch | United Mercantile Co-operative Bank Imps |
| Address | 106/382, 2ND FLOOR, GANDHI NAGAR, P ROAD, KANPUR - 208012 |
| City | Mumbai |
| District | Kanpur |
| State | Maharashtra |
| MICR code | 208185251 |
| SWIFT code | — |
| Phone | +919838502060 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC YESB0UMCBHO
| Part | Meaning |
|---|---|
| YESB | Bank code – United Mercantile Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| UMCBHO | Branch code – United Mercantile Co-operative Bank Imps, Mumbai |
The MICR code 208185251 is printed at the bottom of cheques from this branch: 208 is the city code, 185 the bank code and 251 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to United Mercantile Co-operative Bank, United Mercantile Co-operative Bank Imps
Payments this branch can receive using IFSC YESB0UMCBHO:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC YESB0UMCBHO.
Questions about IFSC YESB0UMCBHO
What is the IFSC code of United Mercantile Co-operative Bank, United Mercantile Co-operative Bank Imps branch?
The IFSC code of United Mercantile Co-operative Bank, United Mercantile Co-operative Bank Imps branch (Mumbai, Maharashtra) is YESB0UMCBHO.
What is the MICR code of United Mercantile Co-operative Bank, United Mercantile Co-operative Bank Imps?
The MICR code of this branch is 208185251.
Where is United Mercantile Co-operative Bank, United Mercantile Co-operative Bank Imps branch located?
The branch address is 106/382, 2ND FLOOR, GANDHI NAGAR, P ROAD, KANPUR - 208012 (Maharashtra).
Does YESB0UMCBHO support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.