YESB0MCA031 — Meghalaya Co-operative Apex Bank, Meghalaya Coop Apex Bank Laitumkhra
YESB0MCA031 is the IFSC code of Meghalaya Co-operative Apex Bank, Meghalaya Coop Apex Bank Laitumkhra branch, East Khasi Hills, Meghalaya. MICR 793618005. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | YESB0MCA031 |
|---|---|
| Bank | Meghalaya Co-operative Apex Bank |
| Branch | Meghalaya Coop Apex Bank Laitumkhra |
| Address | MEGHALAYA CO-OP APEX BANK LAITUMKHRAH, SHILLONG-793003 |
| City | East Khasi Hills |
| District | Shillong |
| State | Meghalaya |
| MICR code | 793618005 |
| SWIFT code | — |
| Phone | +918575019907 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Meghalaya Co-operative Apex Bank branches in East Khasi Hills
- Bishnupur — MCAB0000035
- Cherrapunjee — MCAB0000007
- Demthring — MCAB0000049
- Krang — MCAB0000051
- Laitumkhrah — MCAB0000031
- Mawiong — MCAB0000038
- Mawkhar — MCAB0000029
- Mawlai — MCAB0000037
- Mawngap — MCAB0000050
- Mawryngkneng — MCAB0000046
- Mawsynram — MCAB0000024
- Meghalaya Coop Apex Bank Bishnupur — YESB0MCA035
How to read IFSC YESB0MCA031
| Part | Meaning |
|---|---|
| YESB | Bank code – Meghalaya Co-operative Apex Bank |
| 0 | Fifth character, always zero (kept for future use) |
| MCA031 | Branch code – Meghalaya Coop Apex Bank Laitumkhra, East Khasi Hills |
The MICR code 793618005 is printed at the bottom of cheques from this branch: 793 is the city code, 618 the bank code and 005 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Meghalaya Co-operative Apex Bank, Meghalaya Coop Apex Bank Laitumkhra
Payments this branch can receive using IFSC YESB0MCA031:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC YESB0MCA031.
Questions about IFSC YESB0MCA031
What is the IFSC code of Meghalaya Co-operative Apex Bank, Meghalaya Coop Apex Bank Laitumkhra branch?
The IFSC code of Meghalaya Co-operative Apex Bank, Meghalaya Coop Apex Bank Laitumkhra branch (East Khasi Hills, Meghalaya) is YESB0MCA031.
What is the MICR code of Meghalaya Co-operative Apex Bank, Meghalaya Coop Apex Bank Laitumkhra?
The MICR code of this branch is 793618005.
Where is Meghalaya Co-operative Apex Bank, Meghalaya Coop Apex Bank Laitumkhra branch located?
The branch address is MEGHALAYA CO-OP APEX BANK LAITUMKHRAH, SHILLONG-793003 (Meghalaya).
Does YESB0MCA031 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.