Consult GurujiTax and company law

YESB0JLCB02 — Janalaxmi Co-operative Bank, Janalaxmi Coop Bank Samruddhi

YESB0JLCB02 is the IFSC code of Janalaxmi Co-operative Bank, Janalaxmi Coop Bank Samruddhi branch, Nasik, Maharashtra. MICR 422373002. NEFT yes, RTGS yes, IMPS yes.

IFSC codeYESB0JLCB02
BankJanalaxmi Co-operative Bank
BranchJanalaxmi Coop Bank Samruddhi
AddressSAMRUDDHI GADKARI CHOWK OLD AGRA ROAD NASHIK 422002
CityNasik
DistrictNashik
StateMaharashtra
MICR code422373002
SWIFT code—
Phone+912532577875
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Janalaxmi Co-operative Bank branches in Nasik

How to read IFSC YESB0JLCB02

PartMeaning
YESBBank code – Janalaxmi Co-operative Bank
0Fifth character, always zero (kept for future use)
JLCB02Branch code – Janalaxmi Coop Bank Samruddhi, Nasik

The MICR code 422373002 is printed at the bottom of cheques from this branch: 422 is the city code, 373 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Janalaxmi Co-operative Bank, Janalaxmi Coop Bank Samruddhi

Payments this branch can receive using IFSC YESB0JLCB02:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC YESB0JLCB02.

Questions about IFSC YESB0JLCB02

What is the IFSC code of Janalaxmi Co-operative Bank, Janalaxmi Coop Bank Samruddhi branch?

The IFSC code of Janalaxmi Co-operative Bank, Janalaxmi Coop Bank Samruddhi branch (Nasik, Maharashtra) is YESB0JLCB02.

What is the MICR code of Janalaxmi Co-operative Bank, Janalaxmi Coop Bank Samruddhi?

The MICR code of this branch is 422373002.

Where is Janalaxmi Co-operative Bank, Janalaxmi Coop Bank Samruddhi branch located?

The branch address is SAMRUDDHI GADKARI CHOWK OLD AGRA ROAD NASHIK 422002 (Maharashtra).

Does YESB0JLCB02 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

ITR & refund help NRI tax filing