YESB0CB0004 — Citizens Urban Co-operative Bank, Citizens Urban Coop Bank Nsm
YESB0CB0004 is the IFSC code of Citizens Urban Co-operative Bank, Citizens Urban Coop Bank Nsm branch, Jalandhar, Punjab. MICR 144297004. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | YESB0CB0004 |
|---|---|
| Bank | Citizens Urban Co-operative Bank |
| Branch | Citizens Urban Coop Bank Nsm |
| Address | NEW SABZI MANDI, JALANDHAR - 144002 |
| City | Jalandhar |
| District | Jalandhar |
| State | Punjab |
| MICR code | 144297004 |
| SWIFT code | — |
| Phone | +911815031576 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Citizens Urban Co-operative Bank branches in Jalandhar
- Citizens Urban Coop Bank Civil Line — YESB0CB0006
- Citizens Urban Coop Bank Goraya — YESB0CB0009
- Citizens Urban Coop Bank Kishanpura — YESB0CB0005
- Citizens Urban Coop Bank Mithapur — YESB0CB0003
- Citizens Urban Coop Bank Nurmahal — YESB0CB0008
- Citizens Urban Coop Bank Partapbagh — YESB0CB0002
How to read IFSC YESB0CB0004
| Part | Meaning |
|---|---|
| YESB | Bank code – Citizens Urban Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| CB0004 | Branch code – Citizens Urban Coop Bank Nsm, Jalandhar |
The MICR code 144297004 is printed at the bottom of cheques from this branch: 144 is the city code, 297 the bank code and 004 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Citizens Urban Co-operative Bank, Citizens Urban Coop Bank Nsm
Payments this branch can receive using IFSC YESB0CB0004:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC YESB0CB0004.
Questions about IFSC YESB0CB0004
What is the IFSC code of Citizens Urban Co-operative Bank, Citizens Urban Coop Bank Nsm branch?
The IFSC code of Citizens Urban Co-operative Bank, Citizens Urban Coop Bank Nsm branch (Jalandhar, Punjab) is YESB0CB0004.
What is the MICR code of Citizens Urban Co-operative Bank, Citizens Urban Coop Bank Nsm?
The MICR code of this branch is 144297004.
Where is Citizens Urban Co-operative Bank, Citizens Urban Coop Bank Nsm branch located?
The branch address is NEW SABZI MANDI, JALANDHAR - 144002 (Punjab).
Does YESB0CB0004 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.