Consult GurujiTax and company law

UTKS0002152 — Utkarsh Small Finance Bank, Bhela Simri

UTKS0002152 is the IFSC code of Utkarsh Small Finance Bank, Bhela Simri branch, Khagaria, Bihar. MICR 851762006. NEFT yes, RTGS yes, IMPS yes.

IFSC codeUTKS0002152
BankUtkarsh Small Finance Bank
BranchBhela Simri
AddressUTKARSH SMALL FINANCE BANK KHAGARIA TO BAKHRI ROAD NEAR DAKSHIN BIHAR GRAMIN BANK BHELA SIMIRI DISTRICT KHAGARIA BIHAR 851204
CityKhagaria
DistrictKhagaria Bihar
StateBihar
MICR code851762006
SWIFT code—
Phone+916244
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Utkarsh Small Finance Bank branches in Khagaria

How to read IFSC UTKS0002152

PartMeaning
UTKSBank code – Utkarsh Small Finance Bank
0Fifth character, always zero (kept for future use)
002152Branch code – Bhela Simri, Khagaria

The MICR code 851762006 is printed at the bottom of cheques from this branch: 851 is the city code, 762 the bank code and 006 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Utkarsh Small Finance Bank, Bhela Simri

Payments this branch can receive using IFSC UTKS0002152:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC UTKS0002152.

Questions about IFSC UTKS0002152

What is the IFSC code of Utkarsh Small Finance Bank, Bhela Simri branch?

The IFSC code of Utkarsh Small Finance Bank, Bhela Simri branch (Khagaria, Bihar) is UTKS0002152.

What is the MICR code of Utkarsh Small Finance Bank, Bhela Simri?

The MICR code of this branch is 851762006.

Where is Utkarsh Small Finance Bank, Bhela Simri branch located?

The branch address is UTKARSH SMALL FINANCE BANK KHAGARIA TO BAKHRI ROAD NEAR DAKSHIN BIHAR GRAMIN BANK BHELA SIMIRI DISTRICT KHAGARIA BIHAR 851204 (Bihar).

Does UTKS0002152 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

ITR & refund help NRI tax filing