UTKS0002137 — Utkarsh Small Finance Bank, Patratu
UTKS0002137 is the IFSC code of Utkarsh Small Finance Bank, Patratu branch, Ramgarh, Jharkhand. MICR 829762005. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTKS0002137 |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| Branch | Patratu |
| Address | UTKARSH SMALL FINANCE BANK LTD.PATRATU TO SANKUL ROAD BLOCK MOD NEAR SARASWATI SHISHU MANDIR PATRATU DISTRICT-RAMGARH JHARKHAND-829119 |
| City | Ramgarh |
| District | Patratu |
| State | Jharkhand |
| MICR code | 829762005 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Utkarsh Small Finance Bank branches in Ramgarh
- Gola — UTKS0001294
- Muramkalan - Ramgarh - Jh — UTKS0001295
- Ramgarh — UTKS0001396
How to read IFSC UTKS0002137
| Part | Meaning |
|---|---|
| UTKS | Bank code – Utkarsh Small Finance Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002137 | Branch code – Patratu, Ramgarh |
The MICR code 829762005 is printed at the bottom of cheques from this branch: 829 is the city code, 762 the bank code and 005 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Utkarsh Small Finance Bank, Patratu
Payments this branch can receive using IFSC UTKS0002137:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTKS0002137.
Questions about IFSC UTKS0002137
What is the IFSC code of Utkarsh Small Finance Bank, Patratu branch?
The IFSC code of Utkarsh Small Finance Bank, Patratu branch (Ramgarh, Jharkhand) is UTKS0002137.
What is the MICR code of Utkarsh Small Finance Bank, Patratu?
The MICR code of this branch is 829762005.
Where is Utkarsh Small Finance Bank, Patratu branch located?
The branch address is UTKARSH SMALL FINANCE BANK LTD.PATRATU TO SANKUL ROAD BLOCK MOD NEAR SARASWATI SHISHU MANDIR PATRATU DISTRICT-RAMGARH JHARKHAND-829119 (Jharkhand).
Does UTKS0002137 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.