UTKS0002128 — Utkarsh Small Finance Bank, Daraha Chausajh
UTKS0002128 is the IFSC code of Utkarsh Small Finance Bank, Daraha Chausajh branch, Aap, Bihar. MICR 843762011. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTKS0002128 |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| Branch | Daraha Chausajh |
| Address | UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR BAIKATHPUR HAT DARDHA CHOWK P.S MUSAHRI DARDHA CHOWK P.S MUSAHRI DIST - MUZAFFARPUR BIHAR PIN-843119 |
| City | Aap |
| District | Daraha Chausajh |
| State | Bihar |
| MICR code | 843762011 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Utkarsh Small Finance Bank branches in Aap
- Jarang Gaighat — UTKS0001992
How to read IFSC UTKS0002128
| Part | Meaning |
|---|---|
| UTKS | Bank code – Utkarsh Small Finance Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002128 | Branch code – Daraha Chausajh, Aap |
The MICR code 843762011 is printed at the bottom of cheques from this branch: 843 is the city code, 762 the bank code and 011 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Utkarsh Small Finance Bank, Daraha Chausajh
Payments this branch can receive using IFSC UTKS0002128:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTKS0002128.
Questions about IFSC UTKS0002128
What is the IFSC code of Utkarsh Small Finance Bank, Daraha Chausajh branch?
The IFSC code of Utkarsh Small Finance Bank, Daraha Chausajh branch (Aap, Bihar) is UTKS0002128.
What is the MICR code of Utkarsh Small Finance Bank, Daraha Chausajh?
The MICR code of this branch is 843762011.
Where is Utkarsh Small Finance Bank, Daraha Chausajh branch located?
The branch address is UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR BAIKATHPUR HAT DARDHA CHOWK P.S MUSAHRI DARDHA CHOWK P.S MUSAHRI DIST - MUZAFFARPUR BIHAR PIN-843119 (Bihar).
Does UTKS0002128 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.