UTKS0001403 — Utkarsh Small Finance Bank, Bihar Shariff
UTKS0001403 is the IFSC code of Utkarsh Small Finance Bank, Bihar Shariff branch, Nalanda, Bihar. MICR 803762002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTKS0001403 |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| Branch | Bihar Shariff |
| Address | GROUND FLOOR,HOLDING N0 603,BHAINSASUR,RANCHI ROAD,BIHAR SHARIF,DIST-NALANDA,BIHAR,PIN-803101 |
| City | Nalanda |
| District | Bihar Shariff |
| State | Bihar |
| MICR code | 803762002 |
| SWIFT code | — |
| Phone | +916112233150 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC UTKS0001403
| Part | Meaning |
|---|---|
| UTKS | Bank code – Utkarsh Small Finance Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001403 | Branch code – Bihar Shariff, Nalanda |
The MICR code 803762002 is printed at the bottom of cheques from this branch: 803 is the city code, 762 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Utkarsh Small Finance Bank, Bihar Shariff
Payments this branch can receive using IFSC UTKS0001403:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTKS0001403.
Questions about IFSC UTKS0001403
What is the IFSC code of Utkarsh Small Finance Bank, Bihar Shariff branch?
The IFSC code of Utkarsh Small Finance Bank, Bihar Shariff branch (Nalanda, Bihar) is UTKS0001403.
What is the MICR code of Utkarsh Small Finance Bank, Bihar Shariff?
The MICR code of this branch is 803762002.
Where is Utkarsh Small Finance Bank, Bihar Shariff branch located?
The branch address is GROUND FLOOR,HOLDING N0 603,BHAINSASUR,RANCHI ROAD,BIHAR SHARIF,DIST-NALANDA,BIHAR,PIN-803101 (Bihar).
Does UTKS0001403 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.