UTIB0SSMCU1 — Axis Bank, Sec Mercantile Coop Urban Bank
UTIB0SSMCU1 is the IFSC code of Axis Bank, Sec Mercantile Coop Urban Bank branch, Hyderabad, Andhra Pradesh. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0SSMCU1 |
|---|---|
| Bank | Axis Bank |
| Branch | Sec Mercantile Coop Urban Bank |
| Address | LAKSHMIRAM COMPLEX,OPP VENKATESWARA TEMPLE MARKET CENTRE,CHALLAPALLI ANDHRA PRADESH 521126 |
| City | Hyderabad |
| District | Secunderabad |
| State | Andhra Pradesh |
| MICR code | — |
| SWIFT code | — |
| Phone | +914027720817 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Hyderabad
- Alkapuri — UTIB0004230
- Amberpet — UTIB0001808
- Ameenpur — UTIB0006160
- Andhra Bank Employees Co Op Bank — UTIB0SAND01
- Ap Rajarajeswari Mahila Coop Urban — UTIB0SAPRR2
- Apkvib — UTIB0E00008
- Attapur — UTIB0004826
- Aurobindo Orbit — UTIB0006130
- Bahadurpura — UTIB0004306
- Balaji Nagar — UTIB0003062
- Bandlaguda — UTIB0004272
- Basheerbagh — UTIB0001380
How to read IFSC UTIB0SSMCU1
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| SSMCU1 | Branch code – Sec Mercantile Coop Urban Bank, Hyderabad |
Sending money to Axis Bank, Sec Mercantile Coop Urban Bank
Payments this branch can receive using IFSC UTIB0SSMCU1:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0SSMCU1.
Questions about IFSC UTIB0SSMCU1
What is the IFSC code of Axis Bank, Sec Mercantile Coop Urban Bank branch?
The IFSC code of Axis Bank, Sec Mercantile Coop Urban Bank branch (Hyderabad, Andhra Pradesh) is UTIB0SSMCU1.
Where is Axis Bank, Sec Mercantile Coop Urban Bank branch located?
The branch address is LAKSHMIRAM COMPLEX,OPP VENKATESWARA TEMPLE MARKET CENTRE,CHALLAPALLI ANDHRA PRADESH 521126 (Andhra Pradesh).
Does UTIB0SSMCU1 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.