UTIB0SPSB01 — Palus Sahakari Bank, Palus Sahakari Bank Imps
UTIB0SPSB01 is the IFSC code of Palus Sahakari Bank, Palus Sahakari Bank Imps branch, Mumbai, Maharashtra. MICR 416879276. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0SPSB01 |
|---|---|
| Bank | Palus Sahakari Bank |
| Branch | Palus Sahakari Bank Imps |
| Address | MAIN ROAD PALUS TALUKA PALUS PIN CODE 416 310 |
| City | Mumbai |
| District | Palus |
| State | Maharashtra |
| MICR code | 416879276 |
| SWIFT code | — |
| Phone | +912346226255 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC UTIB0SPSB01
| Part | Meaning |
|---|---|
| UTIB | Bank code – Palus Sahakari Bank |
| 0 | Fifth character, always zero (kept for future use) |
| SPSB01 | Branch code – Palus Sahakari Bank Imps, Mumbai |
The MICR code 416879276 is printed at the bottom of cheques from this branch: 416 is the city code, 879 the bank code and 276 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Palus Sahakari Bank, Palus Sahakari Bank Imps
Payments this branch can receive using IFSC UTIB0SPSB01:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0SPSB01.
Questions about IFSC UTIB0SPSB01
What is the IFSC code of Palus Sahakari Bank, Palus Sahakari Bank Imps branch?
The IFSC code of Palus Sahakari Bank, Palus Sahakari Bank Imps branch (Mumbai, Maharashtra) is UTIB0SPSB01.
What is the MICR code of Palus Sahakari Bank, Palus Sahakari Bank Imps?
The MICR code of this branch is 416879276.
Where is Palus Sahakari Bank, Palus Sahakari Bank Imps branch located?
The branch address is MAIN ROAD PALUS TALUKA PALUS PIN CODE 416 310 (Maharashtra).
Does UTIB0SPSB01 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.