UTIB0SNWS01 — Nawanshahr Central Co-operative Bank, Nawanshahr Central Co-operative Bank Imps
UTIB0SNWS01 is the IFSC code of Nawanshahr Central Co-operative Bank, Nawanshahr Central Co-operative Bank Imps branch, Mumbai, Maharashtra. MICR 144806302. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0SNWS01 |
|---|---|
| Bank | Nawanshahr Central Co-operative Bank |
| Branch | Nawanshahr Central Co-operative Bank Imps |
| Address | 1ST. FLOOR, GURUDWARE SINGH SABHA AT & P.O. NAWANSHAHR, OLD COURT ROAD, NAWANSHAHR - 144514 |
| City | Mumbai |
| District | Nawanshahr |
| State | Maharashtra |
| MICR code | 144806302 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC UTIB0SNWS01
| Part | Meaning |
|---|---|
| UTIB | Bank code – Nawanshahr Central Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| SNWS01 | Branch code – Nawanshahr Central Co-operative Bank Imps, Mumbai |
The MICR code 144806302 is printed at the bottom of cheques from this branch: 144 is the city code, 806 the bank code and 302 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Nawanshahr Central Co-operative Bank, Nawanshahr Central Co-operative Bank Imps
Payments this branch can receive using IFSC UTIB0SNWS01:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0SNWS01.
Questions about IFSC UTIB0SNWS01
What is the IFSC code of Nawanshahr Central Co-operative Bank, Nawanshahr Central Co-operative Bank Imps branch?
The IFSC code of Nawanshahr Central Co-operative Bank, Nawanshahr Central Co-operative Bank Imps branch (Mumbai, Maharashtra) is UTIB0SNWS01.
What is the MICR code of Nawanshahr Central Co-operative Bank, Nawanshahr Central Co-operative Bank Imps?
The MICR code of this branch is 144806302.
Where is Nawanshahr Central Co-operative Bank, Nawanshahr Central Co-operative Bank Imps branch located?
The branch address is 1ST. FLOOR, GURUDWARE SINGH SABHA AT & P.O. NAWANSHAHR, OLD COURT ROAD, NAWANSHAHR - 144514 (Maharashtra).
Does UTIB0SNWS01 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.