UTIB0SGUB05 — Axis Bank, The Guntur Coop Urban Bank Ltd
UTIB0SGUB05 is the IFSC code of Axis Bank, The Guntur Coop Urban Bank Ltd branch, Guntur, Andhra Pradesh. MICR 522801602. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0SGUB05 |
|---|---|
| Bank | Axis Bank |
| Branch | The Guntur Coop Urban Bank Ltd |
| Address | LLAND CENTER MAIN ROAD PONNUR 522 124 |
| City | Guntur |
| District | Ponnur |
| State | Andhra Pradesh |
| MICR code | 522801602 |
| SWIFT code | — |
| Phone | +918643245422 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Guntur
- Amaravathi Road Guntur — UTIB0005710
- Bapatla ,andhra Pradesh — UTIB0000475
- Chilakaluripet — UTIB0002556
- Guntur — UTIB0000070
- Gurazala — UTIB0004607
- Jkc College Road — UTIB0005950
- Kothapet — UTIB0003078
- Mangalagiri — UTIB0002907
- Patnam Bazaar — UTIB0004091
- Pattabhipuram — UTIB0002609
- Piduguralla — UTIB0002791
- Ponnur — UTIB0005698
How to read IFSC UTIB0SGUB05
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| SGUB05 | Branch code – The Guntur Coop Urban Bank Ltd, Guntur |
The MICR code 522801602 is printed at the bottom of cheques from this branch: 522 is the city code, 801 the bank code and 602 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, The Guntur Coop Urban Bank Ltd
Payments this branch can receive using IFSC UTIB0SGUB05:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0SGUB05.
Questions about IFSC UTIB0SGUB05
What is the IFSC code of Axis Bank, The Guntur Coop Urban Bank Ltd branch?
The IFSC code of Axis Bank, The Guntur Coop Urban Bank Ltd branch (Guntur, Andhra Pradesh) is UTIB0SGUB05.
What is the MICR code of Axis Bank, The Guntur Coop Urban Bank Ltd?
The MICR code of this branch is 522801602.
Where is Axis Bank, The Guntur Coop Urban Bank Ltd branch located?
The branch address is LLAND CENTER MAIN ROAD PONNUR 522 124 (Andhra Pradesh).
Does UTIB0SGUB05 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.