Consult GurujiTax and company law

UTIB0SGUB02 — Guntur Co-operative Urban Bank, Guntur Co-operative Urban Bank Imps

UTIB0SGUB02 is the IFSC code of Guntur Co-operative Urban Bank, Guntur Co-operative Urban Bank Imps branch, Mumbai, Maharashtra. MICR 520801102. NEFT yes, RTGS yes, IMPS yes.

IFSC codeUTIB0SGUB02
BankGuntur Co-operative Urban Bank
BranchGuntur Co-operative Urban Bank Imps
Address3,2 BRODIPET GUNTUR 522 002
CityMumbai
DistrictGuntur
StateMaharashtra
MICR code520801102
SWIFT code—
Phone+918632230737
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

How to read IFSC UTIB0SGUB02

PartMeaning
UTIBBank code – Guntur Co-operative Urban Bank
0Fifth character, always zero (kept for future use)
SGUB02Branch code – Guntur Co-operative Urban Bank Imps, Mumbai

The MICR code 520801102 is printed at the bottom of cheques from this branch: 520 is the city code, 801 the bank code and 102 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Guntur Co-operative Urban Bank, Guntur Co-operative Urban Bank Imps

Payments this branch can receive using IFSC UTIB0SGUB02:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0SGUB02.

Questions about IFSC UTIB0SGUB02

What is the IFSC code of Guntur Co-operative Urban Bank, Guntur Co-operative Urban Bank Imps branch?

The IFSC code of Guntur Co-operative Urban Bank, Guntur Co-operative Urban Bank Imps branch (Mumbai, Maharashtra) is UTIB0SGUB02.

What is the MICR code of Guntur Co-operative Urban Bank, Guntur Co-operative Urban Bank Imps?

The MICR code of this branch is 520801102.

Where is Guntur Co-operative Urban Bank, Guntur Co-operative Urban Bank Imps branch located?

The branch address is 3,2 BRODIPET GUNTUR 522 002 (Maharashtra).

Does UTIB0SGUB02 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

ITR & refund help NRI tax filing