UTIB0SDMCB1 — Axis Bank, Dhanera Mercantile Cooperative Bank
UTIB0SDMCB1 is the IFSC code of Axis Bank, Dhanera Mercantile Cooperative Bank branch, Banas Kantha, Gujarat. MICR 385808081. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0SDMCB1 |
|---|---|
| Bank | Axis Bank |
| Branch | Dhanera Mercantile Cooperative Bank |
| Address | MARKET YARD, DHANERA 385310, DIST BANASKANTHA |
| City | Banas Kantha |
| District | Dhanera |
| State | Gujarat |
| MICR code | 385808081 |
| SWIFT code | — |
| Phone | +912748223467 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Banas Kantha
- Dhanera Mercatile Coop Bank Panthwada — UTIB0SDMCB2
- Dhanera Mercatile Coop Bank, Lakhani — UTIB0SDMCB4
- Dhanera Mercatile Coop Bank, Tharad — UTIB0SDMCB3
- Kirti Sthambh — UTIB0003187
- Radhanpur — UTIB0001432
- Vajegadh — UTIB0002474
How to read IFSC UTIB0SDMCB1
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| SDMCB1 | Branch code – Dhanera Mercantile Cooperative Bank, Banas Kantha |
The MICR code 385808081 is printed at the bottom of cheques from this branch: 385 is the city code, 808 the bank code and 081 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Dhanera Mercantile Cooperative Bank
Payments this branch can receive using IFSC UTIB0SDMCB1:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0SDMCB1.
Questions about IFSC UTIB0SDMCB1
What is the IFSC code of Axis Bank, Dhanera Mercantile Cooperative Bank branch?
The IFSC code of Axis Bank, Dhanera Mercantile Cooperative Bank branch (Banas Kantha, Gujarat) is UTIB0SDMCB1.
What is the MICR code of Axis Bank, Dhanera Mercantile Cooperative Bank?
The MICR code of this branch is 385808081.
Where is Axis Bank, Dhanera Mercantile Cooperative Bank branch located?
The branch address is MARKET YARD, DHANERA 385310, DIST BANASKANTHA (Gujarat).
Does UTIB0SDMCB1 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.