UTIB0SARYA1 — Axis Bank, Arya Vaishya Cooperative Bank Ltd
UTIB0SARYA1 is the IFSC code of Axis Bank, Arya Vaishya Cooperative Bank Ltd branch, Dharwad, Karnataka. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0SARYA1 |
|---|---|
| Bank | Axis Bank |
| Branch | Arya Vaishya Cooperative Bank Ltd |
| Address | HOSUR, HUBBALLI |
| City | Dharwad |
| District | Hubballi |
| State | Karnataka |
| MICR code | — |
| SWIFT code | — |
| Phone | +918362959373 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Dharwad
- Cbt Branch — UTIB0003672
- Dharwad, Karnataka — UTIB0000603
- Gokul Road Hubli — UTIB0002869
- Hubli ,karnataka — UTIB0000129
- Jinnur — UTIB0001978
- Keshwapur — UTIB0003313
- Navanagar — UTIB0005752
- Regal Circle Dharwad — UTIB0003559
- Tavargeri — UTIB0001979
- The Alnavar Urban Co Operative Bank — UTIB0SALUCB
- The Azad Urban Cooperative Bank Ltd Hubli — UTIB0S9AZAD
- The Hubli Urban Coop Bank Ltd — UTIB0SHUB11
How to read IFSC UTIB0SARYA1
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| SARYA1 | Branch code – Arya Vaishya Cooperative Bank Ltd, Dharwad |
Sending money to Axis Bank, Arya Vaishya Cooperative Bank Ltd
Payments this branch can receive using IFSC UTIB0SARYA1:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0SARYA1.
Questions about IFSC UTIB0SARYA1
What is the IFSC code of Axis Bank, Arya Vaishya Cooperative Bank Ltd branch?
The IFSC code of Axis Bank, Arya Vaishya Cooperative Bank Ltd branch (Dharwad, Karnataka) is UTIB0SARYA1.
Where is Axis Bank, Arya Vaishya Cooperative Bank Ltd branch located?
The branch address is HOSUR, HUBBALLI (Karnataka).
Does UTIB0SARYA1 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.