UTIB0006129 — Axis Bank, Joshimath
UTIB0006129 is the IFSC code of Axis Bank, Joshimath branch, Chamoli, Uttarakhand. MICR 246211011. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0006129 |
|---|---|
| Bank | Axis Bank |
| Branch | Joshimath |
| Address | GROUND FLOOR, BUILDING NAME HOTEL SAI DHAM, TCP MARKET, MARWADI CHOWK, JOSHIMATH JYOTIRMATH, DISTRICT CHAMOLI, UTTARAKHAND, PIN 246443 |
| City | Chamoli |
| District | Joshimath |
| State | Uttarakhand |
| MICR code | 246211011 |
| SWIFT code | — |
| Phone | +918979296337 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Chamoli
- Gopeshwar — UTIB0003915
How to read IFSC UTIB0006129
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 006129 | Branch code – Joshimath, Chamoli |
The MICR code 246211011 is printed at the bottom of cheques from this branch: 246 is the city code, 211 the bank code and 011 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Joshimath
Payments this branch can receive using IFSC UTIB0006129:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0006129.
Questions about IFSC UTIB0006129
What is the IFSC code of Axis Bank, Joshimath branch?
The IFSC code of Axis Bank, Joshimath branch (Chamoli, Uttarakhand) is UTIB0006129.
What is the MICR code of Axis Bank, Joshimath?
The MICR code of this branch is 246211011.
Where is Axis Bank, Joshimath branch located?
The branch address is GROUND FLOOR, BUILDING NAME HOTEL SAI DHAM, TCP MARKET, MARWADI CHOWK, JOSHIMATH JYOTIRMATH, DISTRICT CHAMOLI, UTTARAKHAND, PIN 246443 (Uttarakhand).
Does UTIB0006129 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.