UTIB0005703 — Axis Bank, Ramnagar
UTIB0005703 is the IFSC code of Axis Bank, Ramnagar branch, Purba Medinipur, West Bengal. MICR 721211005. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0005703 |
|---|---|
| Bank | Axis Bank |
| Branch | Ramnagar |
| Address | GR FLR, HOUSE NO 74, PL NO 199, JL NO 204, CONTAI DIGHA ROAD, OPPOSITE CANARA BANK, PO PS RAMNAGAR |
| City | Purba Medinipur |
| District | Ramnagar |
| State | West Bengal |
| MICR code | 721211005 |
| SWIFT code | — |
| Phone | +919564060253 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC UTIB0005703
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 005703 | Branch code – Ramnagar, Purba Medinipur |
The MICR code 721211005 is printed at the bottom of cheques from this branch: 721 is the city code, 211 the bank code and 005 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Ramnagar
Payments this branch can receive using IFSC UTIB0005703:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0005703.
Questions about IFSC UTIB0005703
What is the IFSC code of Axis Bank, Ramnagar branch?
The IFSC code of Axis Bank, Ramnagar branch (Purba Medinipur, West Bengal) is UTIB0005703.
What is the MICR code of Axis Bank, Ramnagar?
The MICR code of this branch is 721211005.
Where is Axis Bank, Ramnagar branch located?
The branch address is GR FLR, HOUSE NO 74, PL NO 199, JL NO 204, CONTAI DIGHA ROAD, OPPOSITE CANARA BANK, PO PS RAMNAGAR (West Bengal).
Does UTIB0005703 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.