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UTIB0005656 — Axis Bank, Mharal

UTIB0005656 is the IFSC code of Axis Bank, Mharal branch, Thane, Maharashtra. MICR 421211005. NEFT yes, RTGS yes, IMPS yes.

IFSC codeUTIB0005656
BankAxis Bank
BranchMharal
AddressGROUND FLOOR, SHOP NO 23 BY 22,REGENCY ANTILIA, VILLAGE MHARAL,ULHASNAGAR
CityThane
DistrictUlhasnagar
StateMaharashtra
MICR code421211005
SWIFT code—
Phone+917208649812
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Axis Bank branches in Thane

How to read IFSC UTIB0005656

PartMeaning
UTIBBank code – Axis Bank
0Fifth character, always zero (kept for future use)
005656Branch code – Mharal, Thane

The MICR code 421211005 is printed at the bottom of cheques from this branch: 421 is the city code, 211 the bank code and 005 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Axis Bank, Mharal

Payments this branch can receive using IFSC UTIB0005656:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0005656.

Questions about IFSC UTIB0005656

What is the IFSC code of Axis Bank, Mharal branch?

The IFSC code of Axis Bank, Mharal branch (Thane, Maharashtra) is UTIB0005656.

What is the MICR code of Axis Bank, Mharal?

The MICR code of this branch is 421211005.

Where is Axis Bank, Mharal branch located?

The branch address is GROUND FLOOR, SHOP NO 23 BY 22,REGENCY ANTILIA, VILLAGE MHARAL,ULHASNAGAR (Maharashtra).

Does UTIB0005656 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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