UTIB0005550 — Axis Bank, Ghogha Circle Bhavnagar
UTIB0005550 is the IFSC code of Axis Bank, Ghogha Circle Bhavnagar branch, Bhavnagar, Gujarat. MICR 364211007. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0005550 |
|---|---|
| Bank | Axis Bank |
| Branch | Ghogha Circle Bhavnagar |
| Address | GROUND FLOOR, SHOP NO 3 AND 4, YOGESHWAR, OPP ROTARY CLUB, WARD NO 6, GHOGHA CIRCLE,BHAVNAGAR 364001, GUJARAT |
| City | Bhavnagar |
| District | Bhavnagar |
| State | Gujarat |
| MICR code | 364211007 |
| SWIFT code | — |
| Phone | +919974092829 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Bhavnagar
How to read IFSC UTIB0005550
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 005550 | Branch code – Ghogha Circle Bhavnagar, Bhavnagar |
The MICR code 364211007 is printed at the bottom of cheques from this branch: 364 is the city code, 211 the bank code and 007 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Ghogha Circle Bhavnagar
Payments this branch can receive using IFSC UTIB0005550:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0005550.
Questions about IFSC UTIB0005550
What is the IFSC code of Axis Bank, Ghogha Circle Bhavnagar branch?
The IFSC code of Axis Bank, Ghogha Circle Bhavnagar branch (Bhavnagar, Gujarat) is UTIB0005550.
What is the MICR code of Axis Bank, Ghogha Circle Bhavnagar?
The MICR code of this branch is 364211007.
Where is Axis Bank, Ghogha Circle Bhavnagar branch located?
The branch address is GROUND FLOOR, SHOP NO 3 AND 4, YOGESHWAR, OPP ROTARY CLUB, WARD NO 6, GHOGHA CIRCLE,BHAVNAGAR 364001, GUJARAT (Gujarat).
Does UTIB0005550 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.