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UTIB0005547 — Axis Bank, Bemina Srinagar

UTIB0005547 is the IFSC code of Axis Bank, Bemina Srinagar branch, Srinagar, Jammu And Kashmir. MICR 190211009. NEFT yes, RTGS yes, IMPS yes.

IFSC codeUTIB0005547
BankAxis Bank
BranchBemina Srinagar
AddressGROUND FLOOR,KHASRA SURVEY NO 368 127 61 102 KHEWAT NO 2 KHATTA 24 KHAN BUILDING MAIN ROAD BEMINA SRINAGAR
CitySrinagar
DistrictBemina
StateJammu And Kashmir
MICR code190211009
SWIFT code—
Phone+919796871692
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Axis Bank branches in Srinagar

How to read IFSC UTIB0005547

PartMeaning
UTIBBank code – Axis Bank
0Fifth character, always zero (kept for future use)
005547Branch code – Bemina Srinagar, Srinagar

The MICR code 190211009 is printed at the bottom of cheques from this branch: 190 is the city code, 211 the bank code and 009 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Axis Bank, Bemina Srinagar

Payments this branch can receive using IFSC UTIB0005547:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0005547.

Questions about IFSC UTIB0005547

What is the IFSC code of Axis Bank, Bemina Srinagar branch?

The IFSC code of Axis Bank, Bemina Srinagar branch (Srinagar, Jammu And Kashmir) is UTIB0005547.

What is the MICR code of Axis Bank, Bemina Srinagar?

The MICR code of this branch is 190211009.

Where is Axis Bank, Bemina Srinagar branch located?

The branch address is GROUND FLOOR,KHASRA SURVEY NO 368 127 61 102 KHEWAT NO 2 KHATTA 24 KHAN BUILDING MAIN ROAD BEMINA SRINAGAR (Jammu And Kashmir).

Does UTIB0005547 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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