UTIB0005312 — Axis Bank, Saraswati Shishu Mandirchowk Ranchi
UTIB0005312 is the IFSC code of Axis Bank, Saraswati Shishu Mandirchowk Ranchi branch, Ranchi, Jharkhand. MICR 834211019. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0005312 |
|---|---|
| Bank | Axis Bank |
| Branch | Saraswati Shishu Mandirchowk Ranchi |
| Address | UPPER GROUND FLOOR,SHRI NIWAS,LOWER CHUTIA,NEAR SARASWATI SHISHU VIDYA MANDIR |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| MICR code | 834211019 |
| SWIFT code | — |
| Phone | +919852760778 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Ranchi
- Ashoknagar, Ranchi — UTIB0000837
- Bariatu — UTIB0001407
- Booty More Ranchi — UTIB0006088
- Bundu — UTIB0004350
- Daladili — UTIB0005720
- Dipatoli — UTIB0004473
- Hinoo — UTIB0003176
- Kanke Road Ranchi — UTIB0002851
- Kantatoli — UTIB0002929
- Karamtoli Road — UTIB0006056
- Kathitand Chowk Ranchi — UTIB0005966
- Khunti — UTIB0003091
How to read IFSC UTIB0005312
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 005312 | Branch code – Saraswati Shishu Mandirchowk Ranchi, Ranchi |
The MICR code 834211019 is printed at the bottom of cheques from this branch: 834 is the city code, 211 the bank code and 019 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Saraswati Shishu Mandirchowk Ranchi
Payments this branch can receive using IFSC UTIB0005312:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0005312.
Questions about IFSC UTIB0005312
What is the IFSC code of Axis Bank, Saraswati Shishu Mandirchowk Ranchi branch?
The IFSC code of Axis Bank, Saraswati Shishu Mandirchowk Ranchi branch (Ranchi, Jharkhand) is UTIB0005312.
What is the MICR code of Axis Bank, Saraswati Shishu Mandirchowk Ranchi?
The MICR code of this branch is 834211019.
Where is Axis Bank, Saraswati Shishu Mandirchowk Ranchi branch located?
The branch address is UPPER GROUND FLOOR,SHRI NIWAS,LOWER CHUTIA,NEAR SARASWATI SHISHU VIDYA MANDIR (Jharkhand).
Does UTIB0005312 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.